A Totally Newbie Question

[mommylo]

I bought my points through resale for SSR, VWL and OKW. Haven't received my membership handbook yet, but have 1 question. If I have left over points from 1 home resort that I can't bank anymore, can I transfer these points to my other resorts?

 

[flyerron]

I don't think so. I believe your use year points will expire on schedule.

 

[RobDoc]

Yes, as long as they are points from your current Use Year and also have not been previously banked, they may be transferred. You should be aware that this will use your ONE transfer oer Use Year for the contract you transfer from and the cointract you transfer into.

Good luck!

 

[flyerron]

Doc, While the points may be transferred wouldn't they keep the same use year & if they are due to expire because they are out of the banking parameters, they will still expire on the same date?

 

[disneynutz]

Doc, While the points may be transferred wouldn't they keep the same use year & if they are due to expire because they are out of the banking parameters, they will still expire on the same date?

That's what I understand also. Some points do morph but I wouldn't bank on it.

 

[RobDoc]

Doc, While the points may be transferred wouldn't they keep the same use year & if they are due to expire because they are out of the banking parameters, they will still expire on the same date?

Yes, they will still retain their original Use Year and Home Resort status. If this is being done to try to extend the life of the points it's not likely to succeed.

If this is a result of just missing the banking deadline and IF it involves a significant number of points you might ask MS if they would allow a once-in-a-lifetime-double-secret-banking-exemption and still allow the points to be banked.

 

[mommylo]

Thank you so much for your replies. My resorts all have August UY. The one I have a problem with is the one I just got. Seller somehow borrrowed nearly all the points for 2008 (158 out of 160), which the real estate broker told me has to be used by July 31 of next year. Hey, it was a good deal at $81 per point and seller pays all the MF for 2007 and 2008, just couldn't pass that up. I will end up using most of it booking a trip for next year, but might have 30-40 points left over. I technically can try to rent out these points but most people need more points for a reservation.
I am actually thinking of asking my agent to combine all my contracts into 1 big Master contract before closing, since they are all August UY. Would that work and how would that change the situation with the points?

 

[RobDoc]

Thank you so much for your replies. My resorts all have August UY. The one I have a problem with is the one I just got. Seller somehow borrrowed nearly all the points for 2008 (158 out of 160), which the real estate broker told me has to be used by July 31 of next year. Hey, it was a good deal at $81 per point and seller pays all the MF for 2007 and 2008, just couldn't pass that up. I will end up using most of it booking a trip for next year, but might have 30-40 points left over. I technically can try to rent out these points but most people need more points for a reservation.
I am actually thinking of asking my agent to combine all my contracts into 1 big Master contract before closing, since they are all August UY. Would that work and how would that change the situation with the points?

Those are points borrowed into your 2007 Use Year. Thay cannot be banked and cannot be transferred. If DVC will combine all of your contracts (it sounds as though you already own 2 contracts - and those will not be automatically be combined unless you go thru the legal process at additional expense) then you would not need to transfer any points between contracts since they would all already be in one contract. If you are currently purchasing 3 contracts all with the same Use Year, by all means ask to have them combined into one. If you already have 2 contracts, then you can still see if DVC will add the third contract to one of the others.Regardless, those borrowed points must be used by July 31, 2008 or they will expire.

Good luck!

 

[mommylo]

Thanks so much. Its' very helpful information. Tomorrow, I will be leaving for our first trip to WDW and "going home"

 

[JBCP]

Wait a sec... I'm confused (and possibly hopeful.)

I have 185 AKV points that I bought directly from Disney. Let's say I bought a 100 point BCV contract resale.

Does this mean I could transfer my 185 AKV points to my BCV contract (using up my one transfer per year for each of my two contracts), and then take all 285 BCV points and use them in the 11-month window?

Julie in WA

 

[LisaS]

Wait a sec... I'm confused (and possibly hopeful.)

I have 185 AKV points that I bought directly from Disney. Let's say I bought a 100 point BCV contract resale.

Does this mean I could transfer my 185 AKV points to my BCV contract (using up my one transfer per year for each of my two contracts), and then take all 285 BCV points and use them in the 11-month window?

Julie in WA

Transferred points are supposed to maintain their home resort and UY, so according to the rules you would not be allowed to use the transferred AKV points at BCV at the 11-month window. However, limitations in MS' computer system have made it difficult for them to prevent transferred points from changing identity (we refer to it here as "point morphing") and some members have taken advantage of this to get around the rules. Many of us believe that members exploiting point morphing is what caused MS to limit transfers to one per UY. Transferred points are tracked manually and by limiting members to one transfer per UY, it makes it easier for MS to see where those transferred points came from.

So the answer to your question about using AKV points at BCV at the 11-month window is that if MS is paying attention, they will catch it and not allow it.

 

[Doctor P]

Transferred points are supposed to maintain their home resort and UY, so according to the rules you would not be allowed to use the transferred AKV points at BCV at the 11-month window. However, limitations in MS' computer system have made it difficult for them to prevent transferred points from changing identity (we refer to it here as "point morphing") and some members have taken advantage of this to get around the rules. Many of us believe that members exploiting point morphing is what caused MS to limit transfers to one per UY. Transferred points are tracked manually and by limiting members to one transfer per UY, it makes it easier for MS to see where those transferred points came from.

So the answer to your question about using AKV points at BCV at the 11-month window is that if MS is paying attention, they will catch it and not allow it.

However, the computer has never, to the best of my knowledge, had this problem when only one member's points are involved. Points have not been morphing in this situation from what has been reported.