Thank you all for the prayers, they are appreciated. I will let you know what Disney says. The guy handling our claim is named Walt, I thought that was interesting.

He said it usaully takes about a week to get the results back so he should be getting back with us by tomorrow, so we will see.
We have a 5000 deduct on our Ins anyway, but ours pays 100% after that , but out of network even if its an emergency it only pays 80%. I know that because my husband had knee surgery last year and everything was in network except one Dr. that was at the hospital. So I got our policy out & read it again, there is a special clause that covers that.
When my daughter was young she had a seizure when we were in Hawaii, and they did cover it like it was in network so I thought this policy would too.
It does cover it more than actually being out of network just not as much as in network. Yes we have lousy insurance, but it is better than none.
When my daughter was young we owed hospitals in Hawaii, Missouri and Oklahoma. I think that was part of the reason I just really didn't want to go to the hospital in another state. I have been there done that, once in a liftime is enough.
However if I knew then what I know now, I would have given in and gone. I just never thought it could turn into something so horrible from a bite. That was a big reason I wanted to share it though, to keep someone else from going through it.
So Simba 22, do you have any ideas as to why the females had such a different reaction than the guys.Theirs went away on their own, which I think is pretty standard with the bites from what I have read.They are usually more of an annoyance than anything else.So why did we have such a bad reaction?