OK, I have done the budget for the on-board expenses.
I have about $900.00 on my Disney Rewards card, $654.00 suggested full tip for 4 and I am budgeting $750.00 for total tips which will allow me to tip extra. That leaves me an additional $150.00 for whatever.
In addition I have $4700.00 saved for expenses. That will be a total of $4850.00. Divided by 15 days it comes out to about $325.00 per day.
I am not doing spa villa but will be doing a few spa treaments- basically massages etc. I will probably have excursions at Acapulco, Cartegena and CC to pay for. All other excursions are already paid for.
I think I am in good shape and if I want something in addition to this I will still buy it.
Does this appear realistic?
It looks realistic, but I budget mine differently (to me $325 a day seems like a lot, but if you are taking excursions out of that pot it might be right). I'm crazy enough to do a sort of day-by-day budget & front load all the stuff I know we are doing onboard onto day 1 (palo, spa, shutters). We aren't doing any
DCL excursions, so we've already paid for all of them (~$850). I like that I can use the Disney rewards from them!
OK, here's my onboard charges estimate:
Palo (dinnerx2, brunchx2, teax1) = $75
Couples Massage = $250
Lush Package Tastings = $50
Shutters = $50
Corking Fee ($15x12 nights) = $180
2 bottles of wine (bought onboard) = $70
Misc. (drinks, arcades, etc) $30/day = $450
DCL/CC Souvenirs ($50 per person) = $200
Tips = $700
Just over $2,000

AND that's not including what I budgeted for in-port souvenirs & transportation or the case of wine I plan to buy in CA to carry onboard!
I should have about $800 Disney Visa rewards by August, so really $1,200ish out of pocket.
Now, having said all that...in true

fashion, my buget is more like a "guideline" - a guess at what we are going to spend. We never look at eachother and say "Well gosh, I really love that XX, but we only have $xx budgeted for souvenirs in today, so I guess we won't get it..."
If fact, I really should go back and budget for an emerald! I don't like shopping & I have pretty simple tastes. I'll end up with a DCL girly t-shirt or tank top, a silver charm from each port (if I can find one) for my charm bracelet, and that's about it. But on our last 2 (and only) cruises, DH has talked me into letting him buy me a nice pendant. I got a beautiful red crystal flower form the LaLique store in Atlantis and a black pearl from Grand Cayman. I'm not a fan of costume jewlery, so for me, it's real or nothin'. (OK, simple tastes, but there's a bit of princess in me too

)