excess created by the fact that I paid $1,600 for 4 annual passes (3 adult, 1 child) and the DVC price is $1,200. I paid $1,600 back in April before I was even thinking about purchasing DVC. Now, that I am a new DVC member and have not activated my AP's --- I can trade them in to DVC and get $400 ($1,600 less $1,200) credit to use for other items that DVC will allow me to purchase. My question is ---- What should I use the excess $400 on given that I do not want PAP's? Thanks!