comicguy
DIS Veteran
- Joined
- Mar 27, 2006
It is that time of year again to come up with and post goals on what is to be accomplished in the near future. Last year we had a good year in accomplishing a number of goals, we did however have a couple that kind of fell flat (weight loss and eating out!) Gee, I wonder can they go hand and hand?!?! I am again using the SMART goals method when setting goals. I hope that a number of people want to particpate as it makes it a bit more fun to post updates
This years list is smaller than in the past as we have gotten a lot of things done and are now prioritizing better what needs to be complete!
So without further ado here is my list of 2022 goals and some explantion of them
Financial
WDW Vacation Fund 50/week
0 / 2600
Well who does not want to have money to go on a WDW vacation!
DVC Fund
0 / 2500
We are continuimg to save towards a down payment for a DVC, we will only do it if we can put down approx half! We currently have 5000 but need 10,000 to really consider this as the amount of points we want to have will be just over 20,000. So we need to continue saving!
House Maintenance / Remodel Fund
0 / 3000
Time to start saving for more projects around the house
Cruise Fund
0 / 1000
Last year we were able to pull 5500 out of unnecesary expenses to save towards our cruise, so this year we just need to save another 1000 for it, should not be too hard, I hope!
Corvette fund
0 / 2000
Again someday my corvette will come! Might be to old to drive by the time I have money for it but still have to have goals!
Roth
0 / 2500
Bumped this up for next year by 500, just a bit extra towards retirement!
New Car Fund
0 / 1000
We generally drive our cars for 10 years, so time to start saving for the next one, I want at least half down for the next car!
Taxable Brokerage Account
0 / 2000
Trying to create a divident based account for retirement that will pay out an average of 10/day over the year. Just a nce little extra income stream for retirement
Cut Discretionary Spending 20%
This gets harder every year as discretionary spending decreases. That is not to say we dont buy things for fun, we do. We are just more mindful about what extras we buy.
Eat out no more than once per week (perferably less)
0 / 52
Create my “In Case of Emergency” Financial Binder
My wife pays the bills and I handle the retirement/savings accounts. So neither of us has the whole picture but we will be rectifying that in the coming months by creating our emergency binder
Run Annual Credit Reports
Usually complete this around tax time as an easy way to keep up on it
Life
Read 40 Books
0 / 40
I find reading helps decrease my stress
Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
0 / 52
The stuff I have managed to get done over the last 2 years by procrastinating less is amazing!
Adventure
Spend a mini vacation someplace new (in addition to our yearly WDW vacation)
Professional
Take 8 free on-line classes
0 / 8
Hoping to rebound from last year and get 8 online classes done this year
Health
Lose 30 lbs
0 / 30
Did not meet this goal last year but looking at doing it this year
Spend more time outdoors
0 / 208 hours (4 hours/week average)
House
Keep kitchen counter and table cleaned off
0 / 240 days
This helps with making the house appear so much neater
Declutter 500 items
0 / 500
More stuff needs to go bye bye!, nuff said!
Make a materials and cost estimation list for downstairs remodel project
Remove old plumbing from basement
Reinsulate the basement
Label Individual circuits in house panel
Install tile for upstairs bathroom
Paint Living room walls
Paint Living room ceiling
House projects that need to be completed but are actually cost effecient this year due to either having the supplies already or just low cost to start with!
This years list is smaller than in the past as we have gotten a lot of things done and are now prioritizing better what needs to be complete!
So without further ado here is my list of 2022 goals and some explantion of them
Financial
WDW Vacation Fund 50/week
0 / 2600
Well who does not want to have money to go on a WDW vacation!
DVC Fund
0 / 2500
We are continuimg to save towards a down payment for a DVC, we will only do it if we can put down approx half! We currently have 5000 but need 10,000 to really consider this as the amount of points we want to have will be just over 20,000. So we need to continue saving!
House Maintenance / Remodel Fund
0 / 3000
Time to start saving for more projects around the house
Cruise Fund
0 / 1000
Last year we were able to pull 5500 out of unnecesary expenses to save towards our cruise, so this year we just need to save another 1000 for it, should not be too hard, I hope!
Corvette fund
0 / 2000
Again someday my corvette will come! Might be to old to drive by the time I have money for it but still have to have goals!
Roth
0 / 2500
Bumped this up for next year by 500, just a bit extra towards retirement!
New Car Fund
0 / 1000
We generally drive our cars for 10 years, so time to start saving for the next one, I want at least half down for the next car!
Taxable Brokerage Account
0 / 2000
Trying to create a divident based account for retirement that will pay out an average of 10/day over the year. Just a nce little extra income stream for retirement
Cut Discretionary Spending 20%
This gets harder every year as discretionary spending decreases. That is not to say we dont buy things for fun, we do. We are just more mindful about what extras we buy.
Eat out no more than once per week (perferably less)
0 / 52
Create my “In Case of Emergency” Financial Binder
My wife pays the bills and I handle the retirement/savings accounts. So neither of us has the whole picture but we will be rectifying that in the coming months by creating our emergency binder
Run Annual Credit Reports
Usually complete this around tax time as an easy way to keep up on it
Life
Read 40 Books
0 / 40
I find reading helps decrease my stress
Less Procrastination (if it takes 15 minutes or less to do, just get it done!)
0 / 52
The stuff I have managed to get done over the last 2 years by procrastinating less is amazing!
Adventure
Spend a mini vacation someplace new (in addition to our yearly WDW vacation)
Professional
Take 8 free on-line classes
0 / 8
Hoping to rebound from last year and get 8 online classes done this year
Health
Lose 30 lbs
0 / 30
Did not meet this goal last year but looking at doing it this year
Spend more time outdoors
0 / 208 hours (4 hours/week average)
House
Keep kitchen counter and table cleaned off
0 / 240 days
This helps with making the house appear so much neater
Declutter 500 items
0 / 500
More stuff needs to go bye bye!, nuff said!
Make a materials and cost estimation list for downstairs remodel project
Remove old plumbing from basement
Reinsulate the basement
Label Individual circuits in house panel
Install tile for upstairs bathroom
Paint Living room walls
Paint Living room ceiling
House projects that need to be completed but are actually cost effecient this year due to either having the supplies already or just low cost to start with!
