Options for points would be using banked points, borrowing points, receiving a transfer of points from another member or purchasing up to 24 one time use points from
DVC. Actually, you could also purchase an additional contract and the minimum for that is 25 points.
The catch with getting up to 24 points from DVC for a reservation is that it can only be done at the 7 month booking window. You also can't waitlist with the intent to purchase points. In most cases it makes the most financial sense to borrow from yourself until you reach a point that you can't. At that time you could take a break from Disney or you could look to get a larger 1 time transfer from another owner. Rules on transferred points are that they can be banked but they cannot be borrowed. They do retain their UY and home resort status so if you wanted to use them with an OKW contract at 11 months then you would need a transfer of OKW points to do so.
The kitchens are stocked with dishes, silverware, glassware and some basic cooking pots and pans.
From the member website for OKW:
"Full kitchen will include the following: dinnerware, glassware, flatware, 8 pc. cookware set, colander, casserole dishes mixing bowl set, cutting board, measuring cups, measuring spoons, cookie sheet, paring knife, cook's knife, whisk, tongs, vegetable peeler, serving spoon, serving fork, ladle, serving platter, vegetable bowls, salad serving bowl, sugar bowl, pitcher, cream server, tea kettle, pot holders
Appliances: 10 cup coffee maker (with 1 coffee starter pack: decaf and regular coffee, coffee filters, sugar and Equal packets), microwave, toaster, 1 bar mixer, blender, electric mixer, 4 burner electric stove/oven, refrigerator with ice maker, dishwasher."