~ °O° ~ Any Single Disney Men Out There?? ~ °O° ~ Part 2

[mlegasse]

scotch goes through this wonderful transformation between 12 and 18 years.. it becomes smooth and very drinkable... and it no longer thinks its parents are stupid, and gets to vote on Tuesday.

Good Morning BV-Care to switch topics and give some DVC opinions/answers on this lovely morning?

 

[CoasterAddict]

scotch goes through this wonderful transformation between 12 and 18 years.. it becomes smooth and very drinkable... and it no longer thinks its parents are stupid, and gets to vote on Tuesday.

really? Well we certainly need to drum up more voters...Hm, might be worth a try.

 

[CoasterAddict]

Good Morning BV-Care to switch topics and give some DVC opinions/answers on this lovely morning?

Lots of DVC owners who can give you opinions and answers--unless you're specifically pining for wisdom from BV. (Which I could certainly understand. )

 

[buena vista]

Good Morning BV-Care to switch topics and give some DVC opinions/answers on this lovely morning?

absolutely. love chatting about DVC. there's another section on Dis for that, but I've been there and it's not as fun as this room .

 

[buena vista]

really? Well we certainly need to drum up more voters...Hm, might be worth a try.

not sure what the answer is for that one, but it kills me that less than 2/3's vote and we have thousands of men and women sacrificing so much and risking their lives every day so we have that right... <<getting off soapbox now>>

 

[CoasterAddict]

not sure what the answer is for that one, but it kills me that less than 2/3's vote and we have thousands of men and women sacrificing so much and risking their lives every day so we have that right... <<getting off soapbox now>>

You are so right. See you @the polls on Tuesday. Vote early, vote often.

 

[buena vista]

Lots of DVC owners who can give you opinions and answers--unless you're specifically pining for wisdom from BV. (Which I could certainly understand. )

 

[Sha]

absolutely. love chatting about DVC. there's another section on Dis for that, but I've been there and it's not as fun as this room .

just as long as we dont get into some of those debates that get going over on DVC thread... some of them are vicious.

 

[buena vista]

just as long as we dont get into some of those debates that get going over on DVC thread... some of them are vicious.

exactly! they're worse than the conch flats secret police.. matter of fact, I think they ARE the conch flats secret police.

 

[mlegasse]

Lots of DVC owners who can give you opinions and answers--unless you're specifically pining for wisdom from BV. (Which I could certainly understand. )

Good morning fellow coaster lover, yes questions to all thought BV and i were only ones on earlier

DVC?'s
How do i figure out best deal - resale option with lower per point rate higher annuals vs AKV with lower annual dues? it's almost 20$ per point difference in some cases( HH/Vero)
Can i take out a mortgage for the purchase and deduct the interest( back to taxes...sorry)? Property and school taxes? issues owning property out of home state?
Did anyone not go and do the full tour, purchasing from afar?
Are there priority lists based on home resort for busy times of year, if i didn't get my act together 11 months in advance?
Is it transferable?

TIA

 

[ttester9612]

Good morning everyone. Ready for the Super Bowl?

This is a test to see if my bananas are dancing today.



It appears they are. Don't know what happen yesterday with my bananas. They just didn't want to dance for me.

 

[mlegasse]

just as long as we dont get into some of those debates that get going over on DVC thread... some of them are vicious.

hmm might have to go on over for a looksy-

 

[buena vista]

Good morning fellow coaster lover, yes questions to all thought BV and i were only ones on earlier

DVC?'s
How do i figure out best deal - resale option with lower per point rate higher annuals vs AKV with lower annual dues? it's almost 20$ per point difference in some cases( HH/Vero)
Can i take out a mortgage for the purchase and deduct the interest( back to taxes...sorry)? Property and school taxes? issues owning property out of home state?
Did anyone not go and do the full tour, purchasing from afar?
Are there priority lists based on home resort for busy times of year, if i didn't get my act together 11 months in advance?
Is it transferable?

TIA

wow.. not sure I'm the best person to answer those, but I'll try. I bought OKW in 1995, sold it, and then bought in again at HH in part because it was the best deal at the time (around $70/point with banked points). I've never stayed at HH and I don't need points during the holidays and I don't need to stay at the high traffic resorts like BCV or AKV to enjoy my time there. So for me, it was about getting the most amount of points for the least $. Part of the annual dues (property taxes) are tax deductable, but some are not - maintenance fees for instance. DVC can give you a breakdown of the dues for your taxes. If you're financing the purchase you should check with an accountant on what might be deductable. If you have a mortgage now and can take advantage of current rates, it may make more sense to refinance and take out equity for an outright purchase.. depends on your cicrumstances, but I'd check with an expert on how best to do that.

I bought both sight unseen. It's prepaid vacation. I've stayed at BWV, OKW, and SSR. I've also used points to stay in NYC on the Concierge Collection. Never had a problem using my points 7 months out versus 11 at home resort. If it's important to you to stay at a certain resort during certain times of the year and have larger unit sizes, you should target those resales for your purchase. Being able to book 11 months out versus 7 can make a huge difference if you're less flexible in when and where you want to stay.

hope this helps.

 

[Sha]

How do i figure out best deal - resale option with lower per point rate higher annuals vs AKV with lower annual dues? it's almost 20$ per point difference in some cases( HH/Vero)

IMO, it varies on what you can afford to do. My mom bought in and went with the DVC package vs resale.

Can i take out a mortgage for the purchase and deduct the interest( back to taxes...sorry)? Property and school taxes? issues owning property out of home state?

this I dont know the answer too LOL... taxes are being done differently this year.

Did anyone not go and do the full tour, purchasing from afar?

I didnt go on a tour until my mom bought in a couple months ago. My neighbor is a OKW owner, and I stayed with her once at BWV and then I rented points off the board, and stayed at OKW. I then bought in... and then again... and again.... and may do one more add on.

Are there priority lists based on home resort for busy times of year, if i didn't get my act together 11 months in advance?

I have gotten a room at short notice (within a couple days of trip) during a peak travel time like food and wine for BCV before. all depends on cancellations. They can put you on a wait list for a room (at more than one resort) for the same time.

Is it transferable?

Transferable as in being willed to someone??? yes

 

[mlegasse]

Good morning everyone. Ready for the Super Bowl?

This is a test to see if my bananas are dancing today.



It appears they are. Don't know what happen yesterday with my bananas. They just didn't want to dance for me.

love the dancing bananas, Good morning

 

[CoasterAddict]

Good morning fellow coaster lover, yes questions to all thought BV and i were only ones on earlier

DVC?'s
How do i figure out best deal - resale option with lower per point rate higher annuals vs AKV with lower annual dues? it's almost 20$ per point difference in some cases( HH/Vero)
Can i take out a mortgage for the purchase and deduct the interest( back to taxes...sorry)? Property and school taxes? issues owning property out of home state?
Did anyone not go and do the full tour, purchasing from afar?
Are there priority lists based on home resort for busy times of year, if i didn't get my act together 11 months in advance?
Is it transferable?

TIA

ooh, *technical* questions.... I've sent you a PM so we don't pull the thread horribly offtopic. And I see you've already gotten detailed answers. Gosh--people around here are fast this morning.

 

[buena vista]

Good morning everyone. Ready for the Super Bowl?

This is a test to see if my bananas are dancing today.



It appears they are. Don't know what happen yesterday with my bananas. They just didn't want to dance for me.

I am SOOOOO ready!! (and so are my Pats!)

and I'm making the HBD Cobb Salad for dinner later, so even Disney is represented at my place on this fine day!

 

[buena vista]

IMO, it varies on what you can afford to do. My mom bought in and went with the DVC package vs resale.



this I dont know the answer too LOL... taxes are being done differently this year.



I didnt go on a tour until my mom bought in a couple months ago. My neighbor is a OKW owner, and I stayed with her once at BWV and then I rented points off the board, and stayed at OKW. I then bought in... and then again... and again.... and may do one more add on.



I have gotten a room at short notice (within a couple days of trip) during a peak travel time like food and wine for BCV before. all depends on cancellations. They can put you on a wait list for a room (at more than one resort) for the same time.



Transferable as in being willed to someone??? yes

Great answers!!

 

[Sha]

ooh, *technical* questions.... I've sent you a PM so we don't pull the thread horribly offtopic. And I see you've already gotten detailed answers. Gosh--people around here are fast this morning.

never *knew* there was really a topic here LOL (jk) what is it again??? TD's hose??? Carrie and biting? Dancing bananas???

 

[Sha]

Great answers!!

thanks... can only answer from what i have experienced... love having DVC though I havent gone to anywhere outside of WDW resort.. yet... I go through a lot of points because some of my disfriends here can get down here during the week LOL and have to do weekends (NOT THAT I MIND!!! I can get more points )