I've been married to my DH for 10 years. He was retired from the Navy when we met. He'd served his full ( term?) and retired with a pension and military ID. He took me to the Naval base after we married and I got a military ID too. Well, I guess I had NO idea what benefits the card gave us. For 10 years we've had private insurance through our jobs. ( DH retired in his late 30s- I work in a hospital ) We've always paid copays...I NEVER knew that if I showed my ID we had Tricare standard which paid the copays/deductables. I only knew that I got a military discount at Disney and Lowes. That's the only reason I carried the card. What else am I missing? I'm sure there's a lot and I'm obviously way behind the curve after throwing away money for the last 10 years. Thanks!