We stay Deluxe for a lot of reasons, one of which being that most of the Deluxes (other than WL or AKL) will sleep 5 in a standard room. My son sleeps on the Daybed. (The only non-suite option for families of 5 that want to go Value/Mod is the Murphy bed rooms at POR-- my son will NOT fit into that bed!) Rack rate at the Beach Club for the first week of August next summer is $428 a night, or a total of $2996 for 7 nights. (I'm desperately hoping not to pay rack rate, of course!!!) I just hit the point charts (again!) We would need a 2 bedroom at almost any DVC, and that it would be in the ballpark of 300 points. At $14 a point, that's $4200... absolutely nowhere near rack rate. The cheapest I can find is a 1 bedroom at OKW, at 222 points: $3108-- still more expensive than the Beach Club, and we're trading an amazing location for a higher price and more room. Again, every time I look at it, renting points is not the less expensive option for my family. I realize it's a great option for a family that can fit into a studio, but not for us.