Hello, This board has been a great resource and it has really helped educate us on the value of DVC and the value of buying resale. However, for the people that voyage onto this board, I thought I would offer another perspective on buying direct as a newbie. First off, the first thing we decided was to buy resale. We had an accepted offer on a 300 pt BLT contact at $90 per point. Everything went very smoothly until Disney took the contract in ROFR after waiting 29 days. We were just very unlucky as many contracts at and below our price for BLT were passed during this time. So, after considering everything again, we called our guide and decided to try direct for 220 pts at BWV. We love BWV and just returned from a trip there. We are a big Epcot family. However, during our DVC review, I convinced myself BLT was a better choice (strangely, having never stayed there). The one thing BLT did was circle the money for the 300 pts. If you notice, 220 pts at BWV is about the same total price direct as 300 at BLT resale. I guess we talked ourselves into that level of investment. So, in the end, buying vacation futures for us is about getting away from stress. Buying direct, frankly, was just less stressful. So, we are going to buy fewer points, at a resort we love, direct. There is no financial justification for our choice. We certainly could jump right into a BWV resale contract search. However, I just wanted to let others know that end up buying direct, you are not alone. We just found a way to spend the same money upfront in a less stressful way. We get fewer points, but it is easier for us to do. All the savings buying resale are real and this is not an attempt to deny or mask that. However, sometimes savings are just not everything. In the end, we get a few more benefits as well. I am not sure they make financial sense, but they still do exist. We also get insulated from any future changes to resale contracts in the highly unlikely scenario Disney would make such changes retroactive. Again, highly unlikely this would happen, but a small comfort none the less. Thank you to everyone for all the valuable info. BTW, why did we pick BWV vs. BCV? Strangely, for a reason I have not seen mentioned! BWVs have grand villa options and BCVs do not. We want to be able to "splurge" on our grand kids one day and bank and barrow ourselves into a grand villa vacation. Having the 11 month window to do that was a difference maker for us. We actually really enjoy both resorts. I guess I am now ready to join the lonely and poorer direct club.