TL;DR version - why are maintenance fees / dues at BLT so much less than at the other resorts? In researching DVC, I'm finding that the maintenance fees are a lot more important than I thought - and in many ways, more important than the purchase price. From looking at the threads that have detailed the maintenance fee histories of the resorts, I estimated that fees seem to rise 3% every year. I've read articles written on other sites that have done the math and come up with a figure of 3.2%. (Note: I'm not complaining about the fact that rates rise - I'm actually rather impressed that they're fairly low, since the rates seem reasonably aligned with inflation). Anyway, even assuming you're paying the higher prices of buying direct, maintenance fees are going to be 60-70% of your total expense over the several decades of your loan (I'm basing this off the 29 years remaining for BWV, BCV, and VWL, & comparing those 3 because they're all attached to existing Deluxe resorts). For example, Disney is currently offering those 3 resorts at $130 per point, with a 100 point minimum, for a total cost of $13,000 (plus closing costs). However, over the remaining 29 years, you'er going to pay $27,000-$28,000 in maintenance fees (assuming they keep rising at 3.2% per year). Which brings me to AKL and BLT. I'm assuming that Disney was offering BLT at $165 per point and AKV at $145 per point because they're newer, & have more years left on them. BLT, I assume, is also at a premium price because of supply & demand - being a monorail resort & located convenient to MK have increased its value in the eyes of its buyers. Resale prices show that AKV is not really worth $15 per point more than the other 3, but BLT is running about $25 per point more than the other resorts in resale. So, it does seem like there's a perception that BLT "ought" to cost more per point. However, when you factor in the maintenance fees, BLT's lower fees make a big impact on price. Since BLT owners are paying about $1.25 less than the other resorts, that translates to thousands of dollars less in fees over the course of the contract. According to my admittedly humble math skills, I'd estimate that the $1.25 per point in maintenance should translate to about $22 per point off the purchase price. (Summary on how I got that number, if you care: if resorts increase their fees by 3.2% each year, and using a 100 point contract as an example, owners at BCV, BWV, and VWR will pay approximately $27,200-$28,100 in fees over the next 29 years until their contracts expire. BLT owners, in comparison, will spend only 21,700 in the next 29 years, saving them over $5000. At 3.2% per year, that's about $2200 up front, or $22 per point on a 100 point contract. Sure, owners could save/invest the difference in different ways & get different returns, but I'm assuming their total DVC spending is equal for the sake of the argument.) In summary, BLT should command the premium it does BASED ON LOWER MAINTENANCE FEES ALONE. The fact that it already does so based on both its prime location & the extra length of its contracts leads me to think that BLT is significantly "underpriced", both direct and resale. So, that leads me to my next question: why are BLT fees so much lower than at the other resorts? it doesn't seem to be related to the age of the resort - VGC is new but rather low as well (about the same as BLT), but AKV is rather high. Aulani is extremely high, but I know about their fee fiasco. Even the new VGF, while being offered at a low $145 now, still has fees starting at $5.41, almost a dollar higher than BLT. So what's going on with all the different fee levels, and why is BLT at the bottom?