I have a mini van with National for 312.07 which included all of the insurance ( I did not add....it was part of the code I used ). I just made one with Alamo for the same vehicle but for 235.32!!! However it did not include the insurance. So my question is paying the extra almost $80 worth it for the insurance? We have never purchased it before but since it was "included" we thought it was a pretty good deal. Oh and my rental is for 8 days...... feedback please!!!