When is you card charged?

Discussion in 'Disney Cruise Line Forum' started by TraciM, Jan 7, 2010.

  1. TraciM

    TraciM DIS Veteran

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    We cruise January 23-30. While I have our money budgeted we get paid the 29th via direct deposit (while we are on board). Can I count on having that money or will my card be charged at that point?
     
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  3. jel0511

    jel0511 DIS Veteran

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    I wouldn't count on it. DCL automatically charges through once your balance is at 500. I've never made it though one cruise without an interim charge.
     
  4. mmouse37

    mmouse37 DCL Diva!!

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    Do you mean when do they charge your credit card for any onboard purchases made? If so, on the Magic I believe it is when you hit $400.00. As soon as you hit $400.00 your charge card will be charged. When you rack up another $400.00 it will be charged again and so on....on the last and last night and even the next morning they will charge whatever new charges are racked up by then.

    So, if you get onboard and decide to book shore excursions right away, those charges will show up on your onboard account almost immediately...if they are $400 or over your charge card will be charged right away. If you charge nothing until the 29th...then your charge card won't be charged until you hit $400.00 or the cruise is over.

    MJ
     
  5. kcashner

    kcashner DIS Veteran

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    DCL will first use up any "funny money" that may be on your account--Disney gift cards, onboard credits, etc. They will then start to apply charges toward your credit card. In my experience on the Magic it was billed at $400, on the Wonder it was charged at $200.
     
  6. TraciM

    TraciM DIS Veteran

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    Ok I see what you are saying. I will have plenty on the account I was just wondering if the last day or two I would have more if needed. Thanks!
     

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