We currently own 200 pts at SSR. You know how you never have enough points right. I noticed a 50 point VWL resale for $3700. The downside is that they have borrowed and used all the available points so no points (except for 7) are available until 2006. What would be the reason to buy the contract now with no points available for almost 2 years? How does 50 points at a different resort help me with the 11 month booking window? My understanding is that you need the entire number of points at that resort to book at the 11 month window, whether it be out front or with banking/borrowing. Any thoughts or help understanding would be appreciated!