I don't know if I am willing to take this gamble or not. But the thought came to my mind tonight, so I am going to get your experienced opinions. We are sailing on Jan 6,2013 on our very first cruise. We booked it on opening day and got a aft balcony. For the 4 of us for the 4-night cruise it is $2542. I was looking at the disney cruise website tonight and noticed that every category except concierge is available. Then I began to wonder if after Oct. 23rd (the pay off date) if they will reduce the rates and if I can get an even better deal for the cruise. What do you think? Do the rates get better or worse after the 75 day mark? Have you ever done this and taken the gamble to get a better deal? I don't necessarily want to lose my aft balcony but a better room rate might make it not so bad. Is it worth it?