I don't fit the typical DIS mold, for sure. No guns here, ever.... liberal, almost socialist sometimes... gave up going to church/believing a LONG time ago and happy with the decision. While I wouldn't live in any other country and appreciate everything we have as citizens of the US, I don't feel the need to flag-wave constantly or beep to "show we support the troops." We'll never make 6 figures, combined, and before someone hops on here and says, "Just move, you are choosing to stay and be underemployed," let me laugh out loud!! We have some retirement, I am sure not enough, but fortunately DH has always worked in places that match contributions so the account has built faster than if left to OUR guidance. Let's see... oh yes, animals. While I'd never knowingly hurt an animal (and not technically true, as i used to do scientific research involving rats, mice, and rabbits), they are pets, not my children or "furbabies." We have 2 cats that I really enjoy, but they are my pets. And I'd never own a dog. (told you I don't fit the DIS-mold!)
I DO have the bright, above average, well-behaved, sleeping through the night by 4 weeks, talented daughter. Graduated 3rd in her high school class, 5 courses of AP credits, leadership, artistic, etc., and guess what? She didn't get any offers for a free education ANYWHERE, and graduated summa cum laude last May with $27K in education debt. I threw that in not to brag, but to show that it DOESN"T always go the way so many post that it should ("Just work hard, get excellent grades and an outstanding record, and scholarships will flow!" HAH!!!)
I'm also bad. We have been known to extend or reduce DD's age a tad when it is financially beneficial, used discount codes we might not be 100% technically eligible for, put extra people on the floor of a hotel for a night or two, sneak snacks into movies, buy one mug and share it for free coffee (on our rare on-site stays), and put our dessert from Boma into a storage container to eat back in the room. Debt makes me sweat blood, but we have a mortgage and a HELOC (which makes me anxious), as well as credit card debt at 0% interest which I'll pay off with the HELOC next May (when the CC goes to a higher rate than the HELOC). I use credit cards for everything but pay it off monthly, but you will never catch me using a debit card. Checks work well for me- I pay my bills by hand monthly, putting a stamp on each (as reminded by the envelope- the USPS won't deliver without a stamp). Out 2 cars are from 2005 and 2007... except for the lease DH took last year, but there was a calamity and we needed the third car (but he got a rate lower than $150 a month, and we cannot wait for the lease to expire. Never again.). OH. And I have, once, done the family vacation where I took the kids on Pooh while the uncle stood in line at Dumbo and the aunt at Ariel's meet & greet. Someone might have been in line at Peter Pan, too. We handed off the kids from one ride to the next, and guess what? Nobody in line seemed at ALL bothered, or perhaps they were too intimidated to say anything.
Disney vacations are usually planned within2 months of travel, when I know I have/will have the money and Dis VISA points to pay it off. We have been to Disney A LOT... but they are all cheapie vacations, majority offsite sharing hotel/condo space with another family to split the cost of the rental and the car, or great deals through my sister's timeshare. Airfare is always on points through southwest or we don't go. No souvenirs, few TS restaurants, breakfast in the hotel room (and sometimes dinner offsite, so we can afford it). We'd rather go to Disney frequently, not expensively. I routinely took DD out of school until 8th grade, at which point she said no more, as it was too hard to make up all the work when she returned. LOVE that she's out of school now and we can go whenever we want!