I'm looking at a small VB contract at well to give me an alternative home resort and some extra points. I put together a spreadsheet that shows the lifetime cost per point based on what I bought in at various resorts. I've come up with a maximum I'll pay for VB points, which will put me near the same lifetime cost for other (resort) 2042 contracts. I have no problem buying there assuming the up front cost is within my limits. My price may be too low, meaning it won't pass ROFR, but this wouldn't be my primary resort so I can live with losing the deal and trying again. I don't worry about potential hurricanes, as the odds of them striking there are rare in the scheme of things. That is why the resort has insurance.