Hi all! We have a Disney Cruise coming up, and we have accrued some Disney visa rewards! We also have a Walt Disney World trip some 4 months later. Would you use the rewards now or save them and build up more rewards to use for the future trip? I know mathematically it might not make a difference, OR it might tip in favor of using the rewards now, as the cash you're saving is earning interest in the bank. However, psychologically would saving them and building up more points make the future trip seem less expensive? I know this is splitting hairs, just something fun to think about.