USD Bank Accounts and Credit Cards

Discussion in 'Canadian Trip Planning & Community Board' started by JenH1969, Nov 7, 2007.

  1. JenH1969

    JenH1969 Mouseketeer

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    I thought I read somewhere that there is one around- but I can't find the info- I know CIBC has one but it has an annual fee- anyone know about one without an annual fee?

    TIA, Jen
     
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  3. Cruiser1969

    Cruiser1969 Where, oh where, have my little tags gone??

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    I think I remember reading BMO has one, but it is not available online. I'm thinking of getting one this week.

    Can someone confirm this card has no fee?:goodvibes
     
  4. bunnyfoo

    bunnyfoo <font color=red>It's Monday and my mind was somewh

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    I believe that BMO's Air Miles credit card is fee free as along as you pick the lowest reward option (1 AM/$40). I think you have to go into the branch to ask about it because I don't remember seeing anything on their web site. The last time I went to ask, the teller offered me some extra Air Miles if I brought back my application to her - I guess they get some kind of bonus for signing people up.
     
  5. wee-haggis

    wee-haggis DIS Veteran

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  6. luvdiz2

    luvdiz2 Mouseketeer

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    BMO's has no annual fee - just received mine today!
     
  7. JenH1969

    JenH1969 Mouseketeer

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    How did you apply for it? I have looked at the BMO site online but do not see the US card- thanks, Jen
     
  8. luvdiz2

    luvdiz2 Mouseketeer

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    I was accosted by an teller when I was in a couple of weeks ago. He filled out the form and I signed. It is the Mosaik (US dollar) if that helps...
     
  9. Me2Me

    Me2Me Mouseketeer

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  10. Cruiser1969

    Cruiser1969 Where, oh where, have my little tags gone??

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  11. SaskDisNut

    SaskDisNut DIS Veteran

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  12. rjan67

    rjan67 Mouseketeer

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    I have a Target Visa which has no annual fee. This is easiest for me since I work in the U.S. I had a Citi bank U.S. dollar Mastercard previous to that, so when I called to cancel it once I got the Visa (because it had a $36 yearly fee) it magically got waived when they found out why I was cancelling. Amazing how that happens! Just have to ask!
     
  13. red01

    red01 Earning My Ears

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    Hi Everyone,

    I'm leaving for Disneyworld on Nov 25/07 and I have a quick question -
    Does anyone know (or have done this) if you can use your canadian bank card to withdraw cash or pay for purchases when at shops, resorts, or in restaurants?

    I understand there are ATM machines (Bank One, I believe) but all the info on these machines say they accept credit cards.
    I have a TD Canada Trust card and get paid by direct deposit while at Disney and I'd like to withdraw some of this pay for purchases while there but I don't know if I can. Help please!
    Thanks, Laura.
     
  14. tmli

    tmli Wants to be known as tmlh....

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    It will work at ATMS for sure. It will work for some purchases depending on whether the debit machines have a pinpad. Many in WDW did not the last time I was there (October), but many of the stores offsite did.
     
  15. wee-haggis

    wee-haggis DIS Veteran

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    I would ask guest relations at Disney or go into an actual bank.
     
  16. debbiet1

    debbiet1 DIS Veteran

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    Last time we were there I used the ATM at the resort with no problems at all
     
  17. CanadianGuy

    CanadianGuy <font color=green><br><br><font color=blue>Me and Moderator

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    On Disney property ... ATMs are a definite yes.

    Disney does not have much by way of debit that works for Canadians.

    Stores on US 192 however.. do.

    Knox
     
  18. disneyfan2

    disneyfan2 <font color=red>Dreaming about a Mouse<br><font co

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    I can't remember if i used a TD in WDW but i know i can use my TD card in Buffalo where as others with me could not(eg-CIBC did not work in USA debit machines) However, if you are staying on site, You can use your hotel key to charge everything back to your room. It is much easier then carrying around cash. When we went shopping at Walmart in Orlando, i was able to use my bank card. But on site, i just charged everything to my room.
     
  19. CanadianGuy

    CanadianGuy <font color=green><br><br><font color=blue>Me and Moderator

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    Found this

    On this page..

    http://www.wdwinfo.com/wdwinfo/paymenttypes.htm#credit

    In a nutshell, regardless of whether you are a Canadian or an American, unless your debit card has Visa or Mastercard logo imprinted .. you can't use it at Disney locations.

    Hope this helps.

    Knox
     
  20. Mr. & Mrs. Smith

    Mr. & Mrs. Smith <font color=darkorchid>How can you not look? They'

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    We cross the border regularly and in Maine we cannot use our Scotia Bank card for debit. However, they do accept Credit Union cards for some reason but I think that's it.
     
  21. CanadianGuy

    CanadianGuy <font color=green><br><br><font color=blue>Me and Moderator

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