Update on Target Debit card limit

Discussion in 'Disney Cruise Line Forum' started by Tara619, Feb 10, 2013.

  1. scrapbookmomma74

    scrapbookmomma74 We love DCL!!!

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    I do this, too! I don't care that I don't get my 5% off...those gift cards were FREE with purchasing stuff I would buy anyway! :)
    Who doesn't love FREE money???
     
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  3. neg58

    neg58 DIS Veteran

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    If you don't yet have a card, you can probably save 10% because when you open a new account, you get 10% off the first day.

    Nancy
     
  4. jmarsh

    jmarsh Mouseketeer

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    I forgot about this. I may have to open a debit red card with my other checking account so I can save the 10% off the gift cards when I buy them for my May trip... That would be a great savings
     
  5. mom2jcg

    mom2jcg Mouseketeer

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    I opened mine Friday and did not get 10% off. Maybe that is a special they run occasionally?
     
  6. IBelieveInTheMagic

    IBelieveInTheMagic DIS Veteran

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    I also never received a 10% off after I received mine in November - nor did my friend who applied on Black Friday in the store :confused3

    Heather
     
  7. jlemieu1

    jlemieu1 DIS Veteran

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    Neither me or my wife got a 10% discount when we opened our Red credit cards. They gave me a $3000 limit with a inital limit of $2000. 2 days later my wife got the full $3000 limit with no inital limit. They do some times mail out an additional %5 off coupon that you can use with the Red card discount.
     
  8. violetmonarch

    violetmonarch Mouseketeer

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    I DO get 5% off my other purchases that I made to get my FREE Target gift cards, tho...free works for me! ;)

    THANK YOU!! I love saving this way! :cool1:
     
  9. neg58

    neg58 DIS Veteran

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    You get the 5% off the other purchase LESS the amount of the free gift card. I bought a $500 ipad and got a $40 gift card. I got 5% off $460, not off $500, plus the $40 card; I paid $477 plus tax, and got an ipad and $40 card. If I returned the iPad, I would have received a $437 credit to my red card and kept the $40 card.

    Still a good deal.
     
  10. mammacaryn

    mammacaryn Don't be a JERK!

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    Don't think they do this anymore. They used to do this before they started the 5% off all purchases.

    You would get 10% off your first day....then after you spent $1000 they sent you a 10% off coupon.

    Now, from day one you get 5% rather than having to accumulate "points" to get a discount.
     
  11. violetmonarch

    violetmonarch Mouseketeer

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    Okay...what I mean is that I use stacked coupons to purchase items that give a Target gift card as promotion. I pay for those items with my Target Red Card, getting 5% off. The Target gift cards are then used (once saved to desired amount) to purchase the Disney gift cards in a separate transaction, making them FREE. FWIW. ;)
     
  12. momtoleasawav

    momtoleasawav Mouseketeer

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    just saw this thread yesterday. I had no idea about the gift cards. We are cruising on Saturday. I went to target yesterday and got 550.00 in gift cards! saved 27.50. I am calling today to have them added to my onboard account.
    Thanks so much for the tip!
     
  13. NWmom

    NWmom DIS Veteran

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    Just make sure you make that call at least 2 -3 days in advance. I made my call too late so had to do things on ship. Less relaxing
     
  14. momtoleasawav

    momtoleasawav Mouseketeer

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    Thanks! Just called so I am all set!
     
  15. RGLakatos

    RGLakatos Mouseketeer

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    Hello Everyone;

    I just opened a debit Red Card account. Target told me that they do not provide a 5% discount on gift cards but many people in the forum said they do.

    What exactly is correct? Has anyone about Disney Gift Cards recently and received the 5% discount?

    Can you order the Gift Cards online from Target or do you have to go in the store to get them? Is there a particular time where you can only get the 5% discount on Disney Cards?

    Any clarification or insight would be greatly appreciated!!!


    RGL
     
  16. jilljill

    jilljill <font color=blue>Collects Disney men!<br><font col

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    Answers are in the posts in this thread that I've merged with your thread.
     
  17. erionm

    erionm DIS Veteran

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    Only Target Gift Cards are exempt from the 5% discount. Gift Cards for Disney and other stores don't really ring up as 'Gift Cards', they are treated more as merchandise and as such the 5% discount does apply.
     
  18. neg58

    neg58 DIS Veteran

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    In store only. You can't buy them online.

    Nancy
     
  19. RGLakatos

    RGLakatos Mouseketeer

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    Thank you for the clarification on the gift cards....greatly appreciate it.
     
  20. RGLakatos

    RGLakatos Mouseketeer

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    Anyone know what denomination Disney gift cards Target gas at their stores??
     
  21. jilljill

    jilljill <font color=blue>Collects Disney men!<br><font col

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    Usually $25 and $50, the $50 is more common in the stores I've been to. Never seen anything over $50.
     

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