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Understanding Use Year - Updated January 2, 2015

Discussion in 'Purchasing DVC' started by CarolMN, Sep 5, 2008.

  1. goofygurlie

    goofygurlie Wag and the world wags with you...Howl and they pu

    Subscribing. Great info!

    Sent from my iPad using DISBoards
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  3. jimim

    jimim New Member

    Great chart. So for the past 10 years we have traveled in the june to dec months. they were evenly spread out so i'm thinking that june or april as i have been told would be the best UY for me? i have my time of in the summer and holiday's cause i'm in the school system and as my kids get older i can see us not pulling them out of school for a full week vacation. maybe a day here or there so i will cont to most likely travel in the summer and fall winter months.

    so april or june UY makes sense then? any opinions are soooo welcome!

  4. SpectroMan71

    SpectroMan71 New Member

    Question about dues: I thought dues were due in the first month of your use year, but now I'm hearing everyone gets billed in December. Is that true?

    Ex: I'm looking at a contract with a Dec use year. 2012 dues are already paid, so I THOUGHT that meant I wouldn't owe dues until Dec 2013. But I'm being told I'd have to prepay the dues at closing now. If that's the case, wouldn't that in essence pay me up until Dec 2014? Or does Disney make you prepay your dues for the upcoming year?
  5. CRobin

    CRobin DIS Veteran<br><a href="http://www.wdwinfo.com/dis

    Once you are in the system you have the option of paying your dues in January for the entire upcoming year or paying them month by month through automatic debit from your bank account.

    Sent from my iPad using DISBoards
  6. DannysMom

    DannysMom New Member

    Dues are paid by calendar year NOT use year. So everyone's dues are billed in December and due in January, no matter what the use year is. Some members pay in full in January. Some pay by automatic monthly debit.

    If you closed on a December UY contract now, with 2012 dues paid, you would still owe dues in January 2013, like all other members.

    Sent from my iPad using DISBoards App, please excuse any typos.
  7. SpectroMan71

    SpectroMan71 New Member

    Thanks, guys. Can't believe I've been researching DVC this many years and never knew that about the calendar year billing! Appreciate it.
  8. disbound09

    disbound09 New Member DVC Gold

    Great info. Is there a thread to the transfer options. I understand I can only transfer my points once a year. We have family that may need extras points so we are going to transfer to her and then she would owe us in the future.:coffee:
  9. CarolMN

    CarolMN <font color="blue"><b> DVC Co-Moderator</b><br><b Moderator

    Bump - Post #1 updated on 2/16/2014 to use more current example.
  10. Syndrome

    Syndrome Who's super now?

    Thanks, this is great info for those of that are looking to buy into DVC.

    We are having a little bit of a struggle trying to figure out which UY would be best for us. Mostly because we will usually be traveling at 2 different times of the year.
    We will be traveling last week of July / first week of August every year.
    Then we will also be doing a trip anywhere between December - March .
    So 2 trips a year at opposite ends of the calendar. We will NEVER be able to travel April-July , and September - November due to business reasons.

    So ...........we think we have decided on a December UY to base our DVC purchase/s . There are quite a lot of December UY contracts available (I would say its one of the most common) so easy to find, and add on keeping the same UY later. It would work out great for our trips that fall December- March every year. Also if we ever needed to cancel (very doubtful) or Summer trip which always starts in July, we still have the 4 month time frame to bank our points if we need to.

    How does this plan look to you UY experts ?
    We were looking at April-June UY as well , but I think December would suit us better, except that the points will come into our account so late into the year.

    Thanks for the help !
  11. disneynutz

    disneynutz <br><img src="http://www.wdwinfo.com/dis-sponsor/i

    Your business reasons may change over the next 30 to 50 years.

    Pick the UY that covers the majority of your vacations.

    It doesn't really matter when your UY is for point loading. What matters is that you have points in your account for your reservation dates.

    :earsboy: Bill
  12. Syndrome

    Syndrome Who's super now?

    Anything can change over the next 30-50 years , so the best anyone can do is take an educated guess on what the future will hold. :)

    That said, our business reasons are highly unlikely to change in the next 28 years (looking at a 2042 resort) . We have been in the business for over 25 years. Its a seasonal business that really can not change barring any radical changes in the weather patterns (like if winter and summer were to reverse some how). As long as we have freezing temperature winters, and nice warm summers our business model and "busy seasons" will not change. Of coarse anything can happen with any business, but that's an unforeseen that would be hard for anyone to predict .........so we have to go with what we know will probably happen in the future.

    So..........we do know what our "seasons" are for our ability to take vacations and are trying to come up with a UY that will at least suit what we know will probably happen in the future.

    We always take a trip anywhere from last week of July through August sometime. Also somewhere between December through March will, and does work .
    Knowing our business (for over 25 years) we can not travel April - end of July and September - beginning of December (except for the Thanksgiving possibly) . We have tried, and things can and do get ugly, lol.
    With those parameters in mind (that's the best bet we can take on what the future may hold) .........does a December UY work out o.k. for our situation, or would we be better with some thing else. We generally never need to alter or change our July/August reservations, but may occasionally need to change our December -March reservations due to weather concerns .

    I am hoping you UY expert's can guide me a little bit, or tell me if I am missing something. From the research I have done, I think a December UY would be the best compromise for our split up vacation schedule (from what we know the future will hold for us ;) ).

    Thanks !
  13. disneynutz

    disneynutz <br><img src="http://www.wdwinfo.com/dis-sponsor/i

    Like I said, if a December UY covers more of your travel time and there is a greater possibility of cancelation during those times, then a December UY would appear to be the best.

    Remember you are looking for an 8 month period which will allow you to bank your points should you wish to cancel your reservation and you can't use the points up before the end of the UY, that's all, just a little added insurance that is free.

    :earsboy: Bill
  14. Syndrome

    Syndrome Who's super now?

    Thanks Bill, That's what I kind of wanted some input on. Given our travel dates, I was wondering if a December UY would suit us the best.
    Since our dates seem to work with a December UY, our summer reservations almost will never be canceled, where as our winter plans may change from time to time, and there are plenty of December UY contracts to choose from ........I thought ( in my still newbie, DVC mindset) that a December UY would be the best for us.
    Just looking for some help from some of the DVC experts !

  15. Sandisw

    Sandisw Moderator Moderator

    I'd go with December UY based on current travel plans..
  16. ILDisneyfan

    ILDisneyfan New Member

    This is all great information and has helped me understand! Thanks!
  17. Ensusieasm

    Ensusieasm New Member

    If I plan to use points in January, February, or March every year, what Use Year should I buy?
  18. PacoDF

    PacoDF New Member

    December, October and September would be fine for you. December is the better for you. Even August would work for you.

    You have 8 months of protection after your UY starts, so all those are ok.
  19. Ensusieasm

    Ensusieasm New Member

    Thanks for the advice. Now I will know what to look for.
  20. mhawk4

    mhawk4 New Member

    When it comes to what points I have and what I have to use I am a total idiot. I can handle a large budget for a university, oversee major academic programs, and manage staff, but I CANNOT get my mind wrapped around the whole use year stuff especially when I am thinking a few years out. One minute I think I have it all figured out and the next ahhhh!

    Just sold 265 to David's Vacation Rental and will loose 16 because the points expire in May 2014 but that is due to my stupidity and don't want to repeat this.

    Currently I have the following:
    Use Year June 2014
    Total Annual Allotment of Vacation Points 240
    Total Vacation Points Remaining 215
    Total Vacation Points Available to Bank 215
    Total Vacation Points Available to Borrow 215
    I know I need to use these by May 2015

    Use Year June 2015
    Total Annual Allotment of Vacation Points 240
    Total Vacation Points Remaining 240
    Total Vacation Points Available to Borrow 240
    Need to use by May 2016

    Use Year June 2016
    Total Annual Allotment of Vacation Points 240
    Total Vacation Points Remaining 240
    Total Vacation Points Available to Borrow 240
    Need to use by May 2017

    I am thinking of selling the 215 (2014) and 240 (2015) points as we cannot go to Disney until April 2016 due to work and life circumstances. :sad:

    So am I right in that I could sell the 2014 and 2015 years now and then use 2016 points and possibly borrow 2017 points if we need them for a April 2016 vacation?

    I could make the reservations in April 2015 for April 2016 for my home resort using the 2016 and borrowing 2017 if I need it. Or should I save some of the 2015 points to use in 2016.

    I am usually really smart about these things but don't feel so smart with this. :confused3

    Thank you to anyone who can give me help!

    And sorry for the long post!
  21. PacoDF

    PacoDF New Member

    You are wrong about your date and use year. Since you have a June use year, your next trip in April 2016 actually is within your June 2015 UY. Your 2016UY starts June 1st, 2016. So April 2016 is still your 2015 UY.

    If you need 240 or less points for your trip, then you can rent out your remaining 2014 points. If you need more than 240 I would bank the amount needed of the 2014 into your 2015 so you can use them along your 2015 allotment, then sell the remaining if any. That way you will not need to borrow the next year (I think is always best to bank instead of borrowing) and you can plan a new trip after June 2016 without borrowing.

    Other alternative is to bank all your 2014 points, use those first and whatever amount of 2015 you need, and the rest 2015 either bank them into 2016 or sell them.

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