Understanding a resale offer

Discussion in 'Purchasing DVC' started by sol2338, Apr 9, 2013.

  1. sol2338

    sol2338 Earning My Ears

    Joined:
    Mar 24, 2013
    Messages:
    22
    Was looking into the resale websites and I just want to make sure I am understanding points and use years correctly.
    Offer shows points available Dec . 13 - 124 14 - 160.
    Does that mean that December is the use year and that this upcoming December we would get 124 points to use until the last day of November 2014 and the next day December 2014 we would get another 160 points?
    Am I correct?
     
  2. Avatar

    DIS Sponsor The Official Ticket Center is Orlando’s #1 discount attraction ticket agency, selling millions of Walt Disney tickets around the world.



    to hide this adverts.
  3. chalee94

    chalee94 <font color=green>I thought all sand was ground up

    Joined:
    Aug 14, 2006
    Messages:
    8,851
    sounds right.

    the biggest thing that seems to confuse people is that UY has nothing to do with when you can book.

    but yes, the dec 2013 UY pts are valid for stays from dec 1, 2013 to nov 30, 2014. with banking or borrowing, you can move the use of those pts up or back by one year (but only one year.)

    and while we talk about "getting" pts each UY, all of the pts through the expiration in 2042 or whatever are already loaded in the contract...you are limited by the 11 month booking rule at your home resort and the fact that you can only borrow ahead by one UY.
     
  4. disneynutz

    disneynutz DIS Veteran DIS Lifetime Sponsor

    Joined:
    Dec 11, 2006
    Messages:
    20,057
    You are correct, this is a striped contract meaning that the current UY's points are already used and they borrowed and used 36 points from next year. Make you offer is based on this info.

    :earsboy: Bill
     
  5. sol2338

    sol2338 Earning My Ears

    Joined:
    Mar 24, 2013
    Messages:
    22
    Here is another one Dec. 14-160

    That means I wouldn't get any points until December 1, 2014.
    Would I be able to borrow those points in 2013? Wanted to plan a July 2014 vacation at AKV in a 2 bedroom. But if I can't borrow them until December 2013 I would miss the 11 month window to book at the home resort. Right?
     
  6. DannysMom

    DannysMom DIS Veteran

    Joined:
    Jun 1, 2007
    Messages:
    2,026
    No, you would be able to borrow the points into your 2013 UY the day your 11 month window opened (for a home resort reservation.). So for a July 2014 vacation, it would be some time in August 2013.

    Sent from my iPad using DISBoards App, please excuse any typos or autocorrects!
     
  7. Deb & Bill

    Deb & Bill DVC-Trivia Contest, Apr-2006: Honorable Mention

    Joined:
    Mar 20, 2000
    Messages:
    45,205
    No, you could make that reservation in August 2013 for a July 2014 trip at your home resort. You could borrow the Dec 2014 points into the Dec 2013 UY (July 2014 falls in your Dec 2013 UY). But you could not borrow from Dec 2015 for the same trip.

    The points you need for the trip, depend on when the trip starts, not when you book.

    If you decided you just had to have a trip in Dec 2013, you could borrow the points from Dec 2014 and make that reservation right now.
     
  8. chalee94

    chalee94 <font color=green>I thought all sand was ground up

    Joined:
    Aug 14, 2006
    Messages:
    8,851
    see what i mean? ;)
     
  9. sol2338

    sol2338 Earning My Ears

    Joined:
    Mar 24, 2013
    Messages:
    22
    I think what got me on the last one is that I would have to borrow from 2 years which I know I can't do.
     
  10. NoleFan

    NoleFan DIS Veteran

    Joined:
    Mar 30, 2013
    Messages:
    728
    f

    UY March
    If your contract has no points in 2013, I understand you can borrow from 2014 points? However, Once March 2014 comes along, can you then borrow from 2015?
     
  11. hakepb

    hakepb DIS Veteran

    Joined:
    Apr 19, 2008
    Messages:
    4,744
    Yes, you can borrow points every year. (Unless DvC decides the system is out of wack, they could technically suspend borrowing. DVC has never done that, but they could)

    But as mentioned, you don't have to wait until March 2014 to borrow. You just have to wait for the March 2014 booking window to open. Which means that right now, (April 9, 2013) you can call to book your March 1, 2014 stay using borrowed March UY 2015 points

    Points always exist. I can go online and "look" at my February 2016 points right now. Since You can book a cruise 2 years out (with direct points), so I think I could borrow those 2016 points if I were booking a cruise sailing in 2015.)
     
  12. chalee94

    chalee94 <font color=green>I thought all sand was ground up

    Joined:
    Aug 14, 2006
    Messages:
    8,851
    UY has nothing to do with when you can call to book. Nothing at all.

    11 months = 11 months regardless of whether a UY is Dec or March, right?

    You are just limited to borrowing one UY ahead.

    So if you have a DEC UY and are booking a March 2014 trip, that trip falls in your 2013 UY and you can call in April 2013 to book that March 2014 trip by using 3 UYs of pts: banked 2012 UY + current 2013 UY + borrowed 2014 UY.

    And if you have a MARCH UY and are booking a March 2014 trip, that trip falls in your 2014 UY and you can call in April 2013 (same day as with a Dec UY) to book that March 2014 trip by using 3 UYs of pts: banked 2013 UY + current 2014 UY + borrowed 2015 UY.

    So with a March UY, you can call in April 2013 to book a March 2014 stay using borrowed pts from your March 2015 UY.
     

Share This Page