Trip Insurance

Discussion in 'Disney World Tips' started by jsantini, Jun 22, 2006.

  1. jsantini

    jsantini Disney Vet

    Joined:
    Jun 6, 2006
    Messages:
    202
    Can anyone share some tips about trip insurance? Is Disney's the best, or would it be better to get it elsewhere? What's covered? We're going in late August, so I'm concerned about Hurricane Season, after living through Charlie two years ago. I'm also concerned about what would happen if one of us got sick during the trip.

    My credit card covers death and dismemberment, but not an interrupted vacation and we definitely couldn't afford to replace this vacation anytime soon. :sad2:

    One other concern is I've already paid for our whole trip, and I noticed in the Disney insurance brochure that you need to buy before trip is paid in full? :confused3

    Help, please. :thumbsup2
     
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  3. yellowfish78

    yellowfish78 DIS Veteran

    Joined:
    Mar 5, 2004
    Messages:
    6,306
    You can still add Disney's insurance up until your final payment date (45 days prior) unless your already there.

    There is another company out there called Trip Assist. www.tripassist.com
    HTH!
     
  4. HRPro

    HRPro Earning My Ears

    Joined:
    May 5, 2006
    Messages:
    47
    If you go to mousesavers.com they have a link to a trip insurance website. I used this service and got better coverage for a cheaper rate.
     
  5. Karrie Davis

    Karrie Davis Mouseketeer

    Joined:
    Jan 22, 2006
    Messages:
    197
    We ALWAYS get trip insurance and one time we had to use it. It was not a real expensive trip like Disney but a few days before my DH said hw had to have back sergery right away! We got all out money back within a few weeks and now we REALLY will never go with out it.

    Read the detail so you know what will count:) and most likely you won't need it anyway!
     
  6. justplaingoofy

    justplaingoofy DIS Veteran

    Joined:
    Aug 28, 2005
    Messages:
    3,976
    This company gives you alot for your money... alot less than Disney
    http://www.accessamerica.com/

    *alot of companies you have to purchase trip insurance within 14 days of your initial deposit*
     

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