Originally I was very cocky and brave when I was getting our trip package through Disney. I didn't NEED the trip insurance. I was soooo confident that nothing would get in the way of my family's wholesome fun.. And then I saw that a tropical storm is starting and I started thinking...we are going down in the end of sept. It will still be hurricane season. Hmmm.. So we are still over 50 days out from our trip. I have paid the entire package off though. Can I add trip insurance now? Or is there any other place to get trip insurance from? I don't use AAA (never will either, just not an option) so I"m not sure where to look or anything like that. Are there independant insurance co's that do this that maybe would be cheaper than Disney's? Thanks for any and all help! I'm not so cocky and brave now!