Just got back from the Magic 1/30/10 - 2/6/10 and had a great time. We always purchase travel insurance. When spending that kind of money on a vacation and knowing at any time something could happen, you're silly not to protect your investment. But I wanted to mention - please read the fine print on your travel insurance. My husband and I volunteered to give up our seat at the airport and the airline put us up in a hotel. There were numerous people who were held up due to the winter storm in the east. One lady purchased travel insurance from Disney to cover her trip, but since she didn't purchase her airline travel from Disney, the insurance didn't help her out while she was "stuck" in Orlando. I heard her say - "I should have read the fine print". This is exactly why we don't buy insurance from the cruise line. We have never purchased our airfare via the cruise lines so if something happened regarding our flight, we would not have been covered. There are various travel insurance companies out there that will cover your travel - airfare, cruise, hotel prior to trip, car rental...etc. Please do yourself a favor and check these out - don't just take for granted that the cruise line travel insurance is going to cover it all. And 9 times out of 10 - the insurance is less expensive with a lot better coverage. I felt so bad for all those who couldn't get home due to weather. And not having insurance to cover incidentals only adds insult to injury. I would be more than happy to let you know who we purchased our insurance from. If you're interested, please let me know and I'll email you the information. I was thankful someone posted this information several months ago which made me re-think my cruise insurance - and I'm glad I did.