Having never cruised before, I just went to my regular travel agent and booked through them. They have never charged for booking other trips (all-inclusive resorts, etc.). But for cruises, they have a $25/per person "Cruise Planning Fee". I didn't think anything of this and agreed to (and paid) it. Now, though, I am having my doubts. Do TAs normally charge for this? We did not get any OBC, either. I didn't even know what OBC was.