We have 2 contracts. (BWV 90 & OKW 70) Both kids play competitive sports. Getting harder to schedule vacations around school and sports. (Yes, my kids have difficulty with this decision too! They LOVE their sports, they LOVE the vacations and HATE to make-up school work) Trying to decide if we should sell the smaller contract (at a possible small profit) or rent the points out. How do you ever decide to sell?