my job WONT offer dental cause they say its too expensive & you dont get any coverage...... but IMHO ANY help i can get is better than none even if it is just 2 cleanings a year!!! but since i dont have it I have to pay out of pocket & that has NOT been cheap I had a waverunner accidnet where i slammed my mouth on the handle bars & now i need extensive work done...ive already sunk $10k into them & they need more..its ridiculous & from what the dentist says, i NEED to get it done cause things will only get worse in time!!!! Ive tried those dental clubs...didnt think that saved me a dime I try to pay the balance off asap so i can get a discount & the dentist does offer financing, but i am trying to avoid MORE bills & dental work can be $2k a pop! so my question is....HOW do you afford dental work if you DONT have dental insurance?? is there an insurance company out there i can get privately that wont cost an arm & a leg & exclude pre existing?? Im not comfortable with a dental school..UNLESS someone has been to THE one in my area & has rave reviews....(chicago suburbs) ANY help, tips, advice would be appreciated!!