We love WDW and DLR. We take a trip every year and have been since 1993. We have only been DVC members for 3 years. It took us a long time to decide to purchase and to have the cash to do it. With DVC we are now taking two trips per year so that adds to costs but it is great to share Disney with our family and friends. For us I am glad we waited but also very glad that we bought. If you are uncertain renting is probably a better idea and lots of research helps too. Good Luck!!