OK. Last question (for now...). I found the perfect resale for me, with the perfect # of points at the perfect resort of my choice (which by the way I think is more difficult to get - the beach club villas). The only problem is all the points are used up for this year. That means that if I buy it now, I'm essentially throwing away interest on thousands of dollars until next year when I can finally use the property. A couple of caveots. First, I realize I won't need to pay any maintenance costs for this year, but who cares. I still lose $ on interest. Second, I don't have any time this year to travel anyways, so I can't borrow points to use this year. Everything tells me to just wait until a better deal comes along (points that haven't been used this year, so at least I can bank them for next year since I have no vacations this year), or just wait until next year to buy. BUT...This really is a good deal for me otherwise. I can't seem to find the Beach club villas anywhere on the resale market for the price and # of points I want. And I've got the "bug", my juices are flowing...I want my DVC!!!! Do you think that better BCV resales will be available later this year at the same price? Please help with the insanity!