We have been thinking about whether or not purchasing into DVC would be a good idea for us or not. We have a few questions, but do not want to contact anyone at Disney and know many people on here are wonderful resources. So... #1. How important is your "home" resort? I think we would be interested in buying at VGC, but I know there are not many villas there, so I wasn't even sure if it was a possibility. #2. If you are short points, say you own 120 and you need 129, can you buy 9 points for just one time or do you have to borrow from your next year? Can you "rent" those 9 points you need and add them to the ones you own? #3. What is the "waiting list" everyone is talking about? Is that for buying more points - like you might already own 100 points but you'd like to up what you have to 150? #4. We got the info packet from Disney, and there was a place where it looked like you could get park passes to go with your purchase. Do you know if that is like a one time deal, or is it something you get every year? #5. Is there anything you wish you knew before you bought? Thanks so much for taking the time to read these and answer them!