So is this a plan? I buy 300 points at AkL,(we need 482 for 2 week stay)in the first year I bank 92 points' and rent out 208 this will go toward annual fees. Yr 2 I have my allotted 300 plus my banked 92 and I borrow 90 from yr3 this my holiday yr. yr3 I have my allotted 300 minus 90, I bank 92 and sell the rest, and the circle begins again. If I will be wanting to travel mainly in August I buy a sept use yr deal,so at 11 months I can book my preferred dates at home resort, if I want to try a different resort one yr I need to wait until jan to book assuming my travel dates are he same, So my questions are, if I wait till jan and try to book grand Floridian and it's booked up how likely is that my home resort or others will also be fully booked, Has / does anyone regularly visit around July August and is it very busy ie not being able to book the resorts you want, Is there anything in the dvc process I've missed or got wrong? Just an after thought, Am I able to book my home resort at 11 months, check availability at 7 months of a different resort and swap bookings, ie cancel home booking and book new resort?