Share your frugal victories and/or frugal flops

Discussion in 'Budget Board' started by kfeuer, Sep 7, 2005.

  1. kfeuer

    kfeuer <font color=blue>My kids are going to think I'm ol

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    I used to be on a frugal living board and this was always a great thread topic. Share your budget triumphs and setbacks (and especially any suggestions on fixing frugal flops). I'll start:

    Frugal victory: Found Olay Total Defense moisturizer that normally sells for $13.99 on clearance for $3.49 at Walgreen's. After using manufacturer and Easy Saver coupons, got 2 bottles for $1 apiece :cool1: I was so happy because I love this moisturizer but am too cheap to pay anything near full price.

    Frugal flop: My 4-year old needs major dental work, and they're going to have to sedate him to do it. We have dental insurance, but they're quoting me $491 for our share of the dental work PLUS $200 for every half hour of sedation--and they think it's going to take 2.5 hours...$200 X 5 = $1000! Plus, I'd have to pay it up front and then submit it to my insurance. I'm trying to figure out how much of that my insurance will cover. I'm also thinking about calling some other dentists. Is it just me, or does $1000 for dental sedation seem insane? Of course, this is not just nitrous oxide, it's heavy sedation, but still! I can't believe I have to fork over almost $1500 for teeth that will fall out in a couple of years!
     
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  3. barkley

    barkley DIS Veteran<br><font color=orange>If I ever have a

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    medical and/or dental costs have ceased to amaze me. my daughter was in the hospital for surgery. 1 day. the hospital bill (not the surgeon, anesthesioligist, pathologist bills-the bill separatly) over $45,000.00 :earseek: thank heaven i had insurance that paid for all with a $25.00 co-pay.

    my frugal victory-our car was nearing the end of the warranty period. i had complained about several odd sounds and it not driving correctly (nothing major-it just felt "off"). of course each time i take it into the dealership they can't detect any problems. i got tired of taking it back and forth, and having delt with a dealership before on repairs after the warranty period ended...i decided to take matters into my own hands. i waited one evening until i knew that the repairs portion of my dealership was closed, i then went in to the sales department and started looking at the new models-when the salesman approached me and asked if i needed any help i asked if i could see what kind of a trade in i could get on my car. within an hour they made me an offer on my car. i asked why it was so much lower than what i thought was the value-they (of course) tell me EVERYTHING they detected as wrong with it. i asked them to make a list "to show to my husband". the next day i went in and asked to speak to the service manager about the "undetectable problems"-i showed him the list. he turned white as a sheet. they ended up inspecting the car from top to bottem, correctlng everything on the list (plus a few more). :goodvibes
     
  4. ReneeQ

    ReneeQ DIS Veteran

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    Kfeuer,
    YES check with another dentist! That is INSANE! I am THE BIGGEST WIMP when it comes to anything dental. I am completely and totally terrified and cannot conquer it. So anytime I need something extensive done, I have IV sedation (which I am sure is what you are talking about). You are actually "awake" but have no memory of it. The medication is administered via IV and you are hooked up to a heart monitor, etc. A nurse trained in this procedure is with the patient the entire time.

    I have had this done at my regular dentist's office and it was a flat fee of $250. This was just last year, so that's not an old price. It was not covered by my dental insurance, but was worth every penny for my peace of mind.

    Also last year (it's been a bad couple of years!) I had a more extensive procedure done by an oral surgeon. Something my regular dentist couldn't do. They "only" charged a flat fee of $350 there for the IV sedation.

    I've never been charged by the half hour. I would definitely check other dentists for prices.
     
  5. Friendly Frog

    Friendly Frog DIS veteran with a mouse on her back.

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    You are my Hero! :cheer2:
     
  6. tazleiten12

    tazleiten12 DIS Veteran

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    I love that story! :cool1:
     
  7. travelbug

    travelbug DIS Veteran

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    That was really clever! I never would have thought of it. Way to go!! :rotfl:
     
  8. Cyndiu

    Cyndiu <img src="http://www.wdwinfo.com/dis-sponsor/image

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    That is awesome. Thanks for sharing that. I love it!
     
  9. gr8ful4Him

    gr8ful4Him Mouseketeer

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    I would definitely get a second opinion...even if it costs you for an initial visit, it may save you alot more $$. I can't imagine spending that much on "baby teeth"!

    How awesome it is to outsmart them at their own game! Oh, and to see the look on the service manager's face must have just been the icing on the cake!
    Well Done!
     
  10. LetsgoDisney!

    LetsgoDisney! Mouseketeer

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    That is THE BEST Story!!! My DH used to work as a mechanic and gets so frustrated when he takes his truck in "and they can't find or can't duplicate the problem". I showed him this and he thought it was great! I bet the managers face was priceless!!!!! Way to GO!!
     
  11. Took

    Took DIS Veteran

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    THE FOLLOWING IS A QUOTE: "my frugal victory-our car was nearing the end of the warranty period. i had complained about several odd sounds and it not driving correctly (nothing major-it just felt "off"). of course each time i take it into the dealership they can't detect any problems. i got tired of taking it back and forth, and having delt with a dealership before on repairs after the warranty period ended...i decided to take matters into my own hands. i waited one evening until i knew that the repairs portion of my dealership was closed, i then went in to the sales department and started looking at the new models-when the salesman approached me and asked if i needed any help i asked if i could see what kind of a trade in i could get on my car. within an hour they made me an offer on my car. i asked why it was so much lower than what i thought was the value-they (of course) tell me EVERYTHING they detected as wrong with it. i asked them to make a list "to show to my husband". the next day i went in and asked to speak to the service manager about the "undetectable problems"-i showed him the list. he turned white as a sheet. they ended up inspecting the car from top to bottem, correctlng everything on the list (plus a few more). :goodvibes[/QUOTE]


    THIS is pure genius!!
     
  12. RADOPT

    RADOPT Mouseketeer

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    I paid $800.00 about 4 years ago to have my daughter put out (like a light!). You might want to see if you can have it done in the hospital. Some dentists have hospital rights and then the sedation would be under medical. Good luck! We have to do it again soon.
     
  13. stepmom3

    stepmom3 Mouseketeer<br><font color=purple>Thanks in advanc

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    I work for a pediatric dentist in the Alpharetta area. We do sedate children in the office but we charge a flat rate. Sometimes it does take multiple appointments, but you know that up front. We also put children in the hospital for a one time fix everything. But not all kids need to go in the hospital. If you are interested, PM me and I will give you my office info. What ever you do, please take care of your daughters teeth! I know a lot of people think they are just baby teeth and you should just pull them out, but that is a terrible thing to do. It creates a lot more problems down the road!
     
  14. luvsmickeymouse

    luvsmickeymouse Opt to Adopt!

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    good for you! I would have never thought to do that with my car!
     
  15. mjh8955

    mjh8955 DIS Veteran

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    I absolutely loved the car story.

    I found Laura Ashley designer wallpaper border remnant for my kids' room at a going out of business sale in a small town hardware shop. I got it for quarter. Alas, it was just inches short of what I needed. But then the story gets better.

    Shortly after that I was at Water Tower Place in downtown Chicago on the way home from a conference. At the Laura Ashley shop I found the same designer carousel wallpaper border for a bazillion dollars a role (not exactly but it might as well have been). I asked the sales person if they would consider cutting the roll for me, because I only needed 15 feet to do one wall. She GAVE me the whole roll. The person I was shopping with stood there with her mouth open, she couldn't even believe what she saw. Nobody gets anything for free at Water Tower Place, but I did!
     
  16. txgirl

    txgirl DIS Veteran

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    I am so glad I am not alone in this! Friends say, "come on you've given birth" and I try to explain it to them. The anxiety is overwhelming and I am having trouble getting myself in for my next appointment which was about 6 months ago!!!! :rotfl2:
     
  17. mantysk8coach

    mantysk8coach Proud member of the DIS chapter of NKOTB Anonymous

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    My husband and I both work at a hospital, and I recently WON tickets to a fundraiser gala that I really wanted to go to that costs $300 a couple. It is pretty formal, so DH had to rent a tux, but I found my dress for $12.00!!! It was originally $130.00!!!

    That is probably my best bargain of all time!

    The gala is tomorrow night, I'm so excited! It will be fun to watch the doctors try to outdo each other on the auction items!
     
  18. MELSMICE

    MELSMICE Hi Ho, Hi Ho, to Disney World we'll go. It'll be

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    Love the car story. That's the best & something I'm going to remember for sure.
     
  19. pearlieq

    pearlieq <font color=green>They can sit & spin<br><font col

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    That is the best idea I've ever heard!!!
     
  20. staceyfe

    staceyfe DIS Veteran

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    The car victory is one of the best I've ever heard!! You GOOOOOOOO!
     
  21. HaleyB

    HaleyB I am not a robot

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    Count me in on the total wimp head count. It is just the dentist, I have had 7 major surgeries and 5 or 6 minor ones in my life and I am always fine with those, but the dentist is another story- that and the dang MRI machines.

    I am 2 years late for some dental work now... I am going to have to take care of it soon, it is starting to bother me...
     

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