I thought I actually understood all of this, but apparently "a little knowledge is a dangerous thing" cause now I am really confused. Could/would somebody help me? I was thinking we'd just do the SSR F&F deal, get the 150 pts (I'm assuming there are closing costs we pay) and then enjoy studio stays. It's just me, dh and a teen. I did not care for the Contemporary and frankly liked POFQ best of all (have done All-Stars, Pop, POFQ several times, and Contemporary). BUT, I don't like ac window units, so that is the only real draw for me to deluxe. I prefer a condo feel, like at the beach. I'm wondering, tho, if the studio just feels like a studio at a hotel, rather than a home away from home. Am I just not getting that? Please comment on Studio... Our times of travel can usually coincide with off-seasons cause we homeschool. And we would probably like staying in any of the DVC resorts, so does it make better sense to just purchase resale and get several homes, so to speak? We generally visit for 4 or 5 nights at a time, and while this might make us visit more often, twice a year to WDW is generally the max, once is probably sufficient. Lots of other places to go, y'know, like Washington DC and New York, etc. Is there prevailing wisdom on buying several 50 pters versus 150 in one contract? Lastly, I thought I saw something about getting an add'l 200 pts if go thru Disney - what in the world is this all about?! Thank you very much for help.