Been lurking for a while and just recently purchased so I figured I would try to contribute back to the community. Thanks to everyone on this board for all the helpful information you offer. So here goes. The question of resale vs direct is covered in detail on this board with many good points (pun intended) made. It is a decision that each of us makes for ourselves and for different reasons. I must admit it is hard to overlook the large amount of $avings when purchasing resale. Besides the obvious things that Disney has taken away from resale owners I wanted to point out my recent discussions with them and why I decided to purchase direct. 1.) it's very hard to argue NOT purchasing resale if you look purely at the economics. If you have the ca$h outlay and plan to always stay at wdw vacation club resorts....don't mind going through a few extra hoops to get transaction done and don't need the points right this second......resale seems the way to go. 2.) I fit into that category above BUT I think that I might change the way I vacation in future years when the kids are older. Maybe I will cruise more and want to do Adv or some other disney realted vacation. Even though it might not be a "good use of points", 10-20 years from now I will be way in the black on this investment and will want to use the points for something different from or in addition to WDW. 3.) If I do wind up traveling to far off places down the road and/or cruising and I have these points..........why not use them for these types of trips...and if I am going to go on these types of trips (ADV) I will want a travel agent who will make all the arrangements, tours, etc. I have to imagine that Disney is pretty good at arranging those things. So I see these points as being used for different vacations down the road then I will use them for now so I will want access to everything that Disney has to offer both now and down the road (adv, Dcl, etc.) 4.) Given all the above, I fear that if I don't buy direct not only won't I have access to what Disney has already limited but to new restrictions they might apply. I know that the only thing that is guaranteed is Wdw and they can change access anytime they want for everybody, including direct purchases but I find it much less likely that they will eliminate all the extra perks/access (from direct purchases). There might not be any guarantees but I feel safer with Disney. 5.) This is a big one and it plays into the "Fear" factor. When I made my pruchase my "guide" told me that when you buy resale your membership is "red flagged" which we all know is true to some extent because that's how they know whether or not you can make bookings with adv/dcl/concierge, etc. BUT he said it also means that the "internal policy" is to not allow you to get the same benefits or flexibility as direct purchasers. They might be "booked" more frequently if you purchased resale for instance. I'm not saying this is true and I doubt that Disney would ever admit to it (maybe they would?) but the mere fact alone that anyone within Disney would even say something like that (on recorded lines) worries me. Maybe it is true that they do that. Maybe it isn't true but they might start doing it down the road.............and even if they don't they can always implement new restrictions. I know this might just be an intimidation tactic but for me it works because as I stated above, I really do want access to other vacations down the road besides just Wdw. Just my .02. Thanks again to all on this board and no matter your decision HAVE FUN!