In my search for DVC resale listings I ran across this one which has me shaking my head: AKV Dec. use yr. 160 $166.50 ppt. AKV direct price is $150 minus $10 per point incentive (in the 160 & up category) minus $1000 developers credit which nets $133.75 ppt. The contract listing details state that it has 320 - 2012 points, which I assume must be banked 2011 + current 2012 pts., but don't those 2011 pts. have to be used by 12/1/13 - which is not likely @ this late stage in the year. Even valuing those 320 points @ $14 (David's going cost to rent rate) you have $4480, minus the $26640 asking price is still $138.50 ppt. - so $5 per point higher than Disney would sell them to you. Even if somehow I really wanted those 320 extra points, I could rent them for $4480, pay Disney for 160 points ($20,400) and spend $24,880 v. the $26,640 asking price for these points. Am I missing something here?