Hello all. I'm new to this forum, so please excuse me if I'm redundant. I've decided to purchase a DVC membership at the new Saratoga Springs (just got back from my DVC tour and loved it). I already own through Hyatt, and am very familiar with the cost/benefits and feel that Disney is right for my family. Now comes the real stuff. Money and cost. I understand that resale is cheaper. My questions: 1) If I do resale, am I treated differently by DVC in ANY way? With marriott for example I believe you lose some trading privileges. Are there any differences whatsoever? Trading ability with interval international, ability to bank/borrow points, maintenance fees, discounts on tickets, etc. 2) Besides cost, what are the pros and cons of buying through resale vs. through DVC direct? 3) What brokers or internet sites would you recommend as being reputable and have high integrity? 4) Which property should I buy into? I prefer newer, more "luxurious" (I realize they may all be pretty much the same), with a nicer pool complex for the kids, and on site at WDW. I also want 270 points. Currently DVC is offering me $79/point with Saratoga Springs if I buy by Wednesday. 5) Are maintenance fees for 270 points the same at all DVC properties? Currently the fees at Saratoga is about $1026/yr or $3.80/point. ANY help would be greatly appreciated!!!