Ok we just got back from Disney and we bought into DVC. It has not been 10 days so we can still opt out. I see here on the disboards some people buy resale (did not know) and it looks like a great deal if all you want is DisneyWorld. When I called my agent with Disney I got a very different response. He said I was praying on the misfortune of others. He said I would never have a Disney agent (I would have to make all my reservations through whom ever I bought my resale through, Fidelity is one we are looking at.) He said that I could only use those points for the 7 DVC Disney locations ... No Hawaii, no new GF when it opens, no world passport collections, etc ... He also said even after closing I could find out there are no points and fees back dated for up to three years that I would have to pay. I am scared ... I want the best deal but I am not sure if I am getting all the facts.