Hi everyone, I have been reading these boards for over 3 years now, learning everything I can about DVC for the day that I am ready to purchase. I am so close to being able to post what is being submitted for ROFR (just want to wait until all the paperwork is submitted) So I have a couple of questions for the Canadian owners out there: 1. What is the most efficient and economical (keeping in mind exchange rates) way that you have found to pay your yearly maintenance fees? 2. How do you manage the payments you receive for points you have rented out, again taking advantage of good exchange rates? Any guidance would be greatly appreciated! Thanks!