Why is Magical Beginnings an attractive offer? Originally, we thought we would do it, but as we started thinking about it, we would be losing 100 pts(if we buy 200) for only $1000. We could get a lot of use out of that 100 points if we didn't sell it back. It seems that each point is worth more than the $10 they give you. If we pay full price, we will have 200 points and then get another 200 (400 after banked) in October versus 300 in October with Magical Beginnings. Are we missing something? Where is the good deal here?