O.K. Here's my question. DH really doesn't want to wear a suit or bring for that matter on the cruise. I can't blame him, since he works for an investment bank and wears a suit for 14 hours a day!!! Anyway, our plans for the formal and semi-formal nights were to go to Palo's one of the nights and then Topsiders for the other. Now, if we do Palo's on a formal night, would we have to be formal, or would we just have to adhere to Palo's normal dress code? Neither of the formal and semi-formal menus really excite us, since we both HATE lobster.