We just got back from HHI and we really loved the resort and were thinking about purchasing a small contract, but I just can't seem to make the numbers work for us. The drive was a bit long (about 8.5 hours) so realistically we would only be looking at going every other year. We would like to have a 1 BR so that we could cook. We would only go in the summer, so a 1 BR would be 259 points (currently). That would mean we would need a contract of about 130 points (if we could find one). Assuming $50 PP, that would be a buy-in of $7300 (assuming $400 closing costs). The current MFs are $5.67 PP. Assuming a 3% increase per year (although it was higher than that this year) the total MFs over the next 30 years (the remaining life of HHI) would be $44667. That's a total cost of $51967 over the life of the contract. With 15 visits (every other year) that equates to about $3500 per week. We can rent huge houses at beaches closer for much less than that. Am I missing something?