We live near Richmond,VA and our mall which is a chain of Simon malls has a prepaid debit visa you can get for either $2.00 at the mall without any name on it OR order it online for $5.95 with a name printed on the card. I was wondering if this would work for kids to have spending money and not have the hassle of keeping up with actual money. * New info * I spoke to our bank yesterday and inquired about the Visa gift cards. CSR said people were upset when they put vacation money on them and vendors won't accept them because of no name imprint to verify card owner. I asked if American Express gift card was the same and told yes there had been reports where that card wasn't accepted because it was American Express and some vendors only accept Visa/MC ect.. I was reading the fine print for Visa gift cards and WOW the monthly charge and inital fee can be HIGH. Cards vary. The Simon card I thought "WAS" a good deal isn't that great. It is only a gift card and has very little security with purchases like the bank gift cards.