This is our experience / analysis which may be different from others. I have been going to DW since the day it opened. My family (of 4) have made yearly treks there since since 1997. We stayed in Moderates and eventually moved to Deluxe resorts. In 2013 we finally bought into DVC resale. I am not convinced buying direct saves you any money (if you shop for specials and promotions). We thought about it for years. I do believe that buying resale will save you money in about year 8. So, for us ... if it weren't for resale we would not be DVC members. The second major thing was previously covered but I wanted to add emphasis. Once you visit DW a dozen times lets say your resort becomes more important. With adult kids that grew up with Disney we don't do too many commando park days anymore. So the resort becomes half or more of the vacation. We think BCV is the best overall resort with BWV being a close second due to the boardwalk and walking access to Epcot and Hollywood Studios. Good luck with your decision.