I recently got a Disney Visa (my 1st credit card-- DH has 1, but we always pay it off right away) and want to pay it off as fast as possible, but it will still take me a few months. I've already made a payment this month, but have some unexpected cash & want to make another payment before this new money "goes" somewhere. Do CC companies let you make extra payments, or is there some sort of penalty? I've looked over all the VERY fine print & can't seem to see anything other than late payment & interest rate info. TIA for any help. I don't think I'm meant to be a credit card person-- having the debt, even though it isn't that much & will be paid soon makes me feel queasy!