Online savings accounts...

Discussion in 'Budget Board' started by fivefordisney, Jan 19, 2008.

  1. fivefordisney

    fivefordisney DIS Veteran

    Joined:
    Aug 11, 2005
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    We currently have cash in an INGdirect Electric Orange acct. Does anyone out there use a different online bank? I'm trying to get a sense of interest rates. ING's rates are as follows:


    Balance Int. Rate A.P.R. As of...
    $0-$49,999.99 3.11 % 3.15 % 12/13/2007
    $50,000.00-$99,999.99 4.55 % 4.65 % 12/13/2007
    $100,000.00 or more 4.70 % 4.80 % 12/13/2007


    Anyone out there doing better than that?
     
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  3. clarabelle

    clarabelle <font color=green>Pandas don't seem to have much o

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    Money magazine usually has a page in the back with the top rates
    Check
    Umbrella Bank .com
    Countrywide bank
    Corus Bank
    I have no personal experience with any of these -they were in the magazine
    I have CDs with ING and etrade bank
     
  4. fivefordisney

    fivefordisney DIS Veteran

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    Thanks!
     
  5. runwad

    runwad Dis Veteran

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    If you go to the forums over at savingadvice.com under investing & banking there is a sticky thread at the top where they post all the current online savings rates:thumbsup2
     
  6. nowellsl

    nowellsl <font color=purple>my car finds out everytime I ha

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    Are you looking for online checking or savings? ING savings is at 4.1%. I use GMAC bank (FDIC insured money market account) which is 4.4% < $500 or 4.5% >$500. I also have several CD's with them. I have a local checking account but I only keep the bare minimum in there.
     
  7. autumnbaby9

    autumnbaby9 DIS Veteran

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    I have a HSBC online savings account

    It flucuates with what the federal interest rate does. When I started it it was 6% (this was an initial 3 month signing up offer)then it went to 5%, now it is at 4.25%
     

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