When we have a trip planned we ask family members for Disney Gift Cards for Christmas, bdays, etc. Our 2 boys each had $40, and my husband had $140 from xmas and from a friend he helped out. That ate up a big chunk of our room bill. You need to bring them to the guest services desk for them to be applied to the bill. I did a $50 spa treatment, boys did the sports simulator for $20, then we had some drinks, bingo cards, a few photos, and the tips.