I am REALLY interested in buying the DVC, however, I am on the fence about it. I know it's really amazing and worth it, so it's not that i'm concerned about. I'm concerned about the pricing. I am only 21 with college loans and am photographer. Other photographers can understand that there isn't always work all year round and a second job is pretty much a staple. I have yet to find that second job due to the US being so, well, annoying with the lack of available jobs. Anyway, is it worth it to just buy into it and have that extra responsibility every month? Or should I just suck it up and wait till I have extra cash to put into it?