Called our guide last week to inquire about buying 60 pts at BC. The costs = pts plus a $100 for closing and dues. We can get our UY and the pts will be in our account within 48 hours. If we buy 60 pts is it worth buying resale - lets not even talk about FINDING a contract that small in our UY - ? It seems to me that when buying smaller contracts the up-charge per pt is dramatic and since the smaller contracts are in demand they go fast and sell high. The fees are significantly higher with resale and vary with broker / title company. Then there's the whole waiting game with the points (which BTW I never understood how they can figure the dues when it takes 2 months before the pts are in your account). It's kinda like walking onto a car lot for an SUV and they try to sell you a mustang because the gas mileage and price are the same. (That's actually happened - needless to say those fatal words were uttered, "we'll think about it.") If I can find a contract that small it seems like a difference of $1200 - which is significant . I really want my SUV. I don't need the V8, just the room.