No Buy ~ January 2013 edition

Discussion in 'The Creative Community' started by BernardandMissBianca, Jan 1, 2013.

  1. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    School breaks are always more expensive... I think Kroger laughs at all the parents that are in there daily during breaks!!!


    I'm so sick of going to the store for MILK!!!

    I did have to fall off the wagon today and buy and extra tote for decorations.. one did NOT make it through the holiday season... :( 8.00 on sale so that isn't bad...
     
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  3. BernardandMissBianca

    BernardandMissBianca <font color=red>I just love a dancing banana!<br>< Moderator

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    Sorry about the move. I seemed to be talking to myself over on the budget board and a few of us here were talking about financial freedom on this sub forum so I figure this was as good a place as any.

    If there seems to be interest, I would be willing to start a second thread in the Budget forum.

    I'm glad you found us!!!
     
  4. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    :woohoo: I got all my errands done... Did not buy a soda or snack while I was out... and I was only off .14 cents on my grocery budget allotment!


    I also decided to try the 52 week savings plan... I'll go find the details and post it for you guys... I'm doing it per paycheck so I don't mess it up... but the end result will put me 2/3rds of the way to paying for our Disney tickets for 2014...

    ETA:

    Here is a link to the 52 weeks savings challenge...
    http://www.sistersavealot.com/main-coupons/successfully-save-1378-52-weeks

    Nutshell: you save a dollar a week increasing it by a dollar every week...
    So this week is $1
    next week is $2
    and keeps going to week 52 you put in $52...
    by the end of 52 weeks you have saved 1378.

    I thought it was pretty cool.. and I figure out how to do it within my budget.... (even with the SS increase on payroll)...
    My goal is to tuck at least 10 extra a month from my no buy days...


    So, this check I put in 10.00 (I owed 3.00 per the challenge but rewarded myself 7.00 for staying within my budget on groceries).
     
  5. Deffenm

    Deffenm DIS Veteran

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    We have a place called Half Price Books that buys used media material (books, cd's, dvds, ect.)

    1/4 - $0 - a friend asked me to go to lunch but the place they were going to is not a favorite of mine so I declined but said we would reschedule next week and suggested a place that I have a gift card for. So I can go out to lunch and not impact my budget. :cool1:
     
  6. Deffenm

    Deffenm DIS Veteran

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    No need to start a second thread. I am just glad you started one!:thumbsup2 Having some place to be "accountable" and learn from others is a big help to me.
     
  7. princess stich

    princess stich DIS Veteran

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    Thanks! We have Half Price Books as well. I haven't been there in years. Guess a trip is in my future!
     
  8. princess stich

    princess stich DIS Veteran

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    Didn't do too bad at the grocery stores...

    week 1:
    1/1-0
    1/2- $40 allowance, $28.50 Roller cave, $6.48 Starbucks, $ 45.46 Steak N Shake
    1/3- $10 Incrediplex
    1/4- $73.51 Trader Joes, $54.72 Kroger, made $4 on a pair of DD's old shoes and $7 on caddy
    1/5

    Made: $11/ $50 goal
     
  9. JohnsonsLoveDisney

    JohnsonsLoveDisney DIS Veteran

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    Great job Nan. I am headed to stores Blah! Cleaning stuff, food but did print coupons, signed up for ibotta to earn extra on what I need, and have a raincheck. Never ending.

    Did strike a deal with dds today about ag dolls, we keep going round and round about these. They each have $50 bday cash, gma offered up $30 per girl each for ag as part of Christmas. And ill cover the last as long as they don't ask for fast food till march. So not much of a budget buster.
     
  10. BernardandMissBianca

    BernardandMissBianca <font color=red>I just love a dancing banana!<br>< Moderator

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    I'm gonna do the 52 week challenge too but I'm starting backwards. $52 is easier to save now, not so easy to save at Christmas. Plus I'll get more $$ in interest if I start with the higher number.
     
  11. morgansmom2000

    morgansmom2000 DIS Veteran

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    Oh, I like that idea. My paycheck was $18 less this week. :faint: (I get paid bi-weekly). $36 a month doesn't sound like much...but it adds up pretty fast! Especially when DH's check will probably be double that a week!
     
  12. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    The Roller Cave.. the one on the east side of Indy??

    If so, I remember going there as a kid!!!!
     
  13. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    I would love to start backward but we get dinged with vehicle registrations this month.... I may do that in 2014 so that I have more spending money at Disney!!!

    Yes, we lost $67 a check.... that's 2 tanks of gas..
     
  14. princess stich

    princess stich DIS Veteran

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    That's the one! We met some friends there and the kids skated for a few hours. My son also had his birthday party there last year and my daughter the year before!
     
  15. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    Small world!!

    We used to go there all the time as kids!!! We'd walk up there from the house.. It was a big deal to walk there and on the way home stop by Burger Chef!!!
     
  16. Reddy

    Reddy Scrapbooker

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    hmmmm trying to decide if I should play too
    DH does most of the shopping
    paying Disney trip is the main thing for me

    my goals are to only buy what I really need
    hard part is Sister sells avon
     
  17. dsneprincess

    dsneprincess DIS Veteran

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    So far so good this week. Haven't eaten dinner out yet: saving for tomorrow. DS wants Denny's for Hobbit meals & trading cards. Used my 2 lunches out for this week, so need to plan accordingly tomorrow so I don't get stuck between grocery store & Target with 2 hungry kids. Need to get some toy storage boxes while on sale at Target so that need million piece toys remain together & hopefully organized. Between Imaginext Castle & Batman there are hundreds of little pieces, guys & accessories that (hopefully!) will remain together in a clear plastic shoebox instead of me individually trying to match the pieces back up later after I have "helpers" help me put toys away. Sometimes the help is worse than no help. ROTFL
     
  18. JohnsonsLoveDisney

    JohnsonsLoveDisney DIS Veteran

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    1/1 - $0
    1/2 -$29- groceries
    1/3 - $0
    1/4 -$88.89 at Walmart ($26.85 was a bday gift for a party next weekend, $$18.48 was food, rest household including a box for all of DS's new trucks) $78.90 at Safeway ($59.80 was cashed in raincheck for 20lbs hamburger)
    1/5 -
    1/6 -
    1/7 -

    I also resisted getting a coffee several times. In "land of coffee" it is really hard.
     
  19. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

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    Good job everyone!!! Keep up the good work!!!
     
  20. princess stich

    princess stich DIS Veteran

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    I think I'll do the 52 week savings as well. Thanks for the idea!
     
  21. princess stich

    princess stich DIS Veteran

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    It's been a very productive morning for me so far! I am selling my kids old books. Sold $18 to one person, $25 to another, and then $15 for some baskets.

    :cool1:
     

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